Loan Against Property Services

Loan Against Property Services

Unlock the Value of Your Property

Opulence FinServ helps you leverage your residential or commercial property to secure high-value loans at competitive interest rates. Whether for personal needs or business growth, we ensure smooth processing, expert guidance, and flexible repayment options.

Need funds without selling your property?

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₹500Cr+

Loans Disbursed

9%*

Starting Interest Rate

₹5Cr+

Loan Amount Available

Why Choose Us

The Opulence FinServ Advantage

We help you unlock maximum value from your property with the best lenders and seamless service.

50+ Lending Partners

Get access to top banks, NBFCs, and financial institutions offering competitive LAP options.

High Loan Amounts

Avail higher funding based on your property value with flexible repayment structures.

Best Rate Guarantee

We compare multiple lenders to secure the most competitive interest rates and terms.

Expert Consultation

Our financial experts guide you through eligibility, valuation, and documentation.

Secure & Transparent

Complete transparency with no hidden charges and secure handling of your data.

End-to-End Support

From application to disbursement, we manage the entire process for you.

Loan Products

Loan Against Property Solutions We Offer

Unlock the potential of your property with customized loan solutions designed for every financial need.

Personal Loan Against Property

Use your property to secure funds for personal expenses like education, medical emergencies, or travel at lower interest rates.

Business Loan Against Property

Get high-value funding for business expansion, working capital, or operational needs with flexible repayment options.

Balance Transfer (LAP)

Transfer your existing LAP to another lender offering lower interest rates and better terms to reduce your financial burden.

LAP with Top-Up Loan

Get additional funds on your existing loan with minimal documentation, ideal for urgent requirements.

Lease Rental Discounting (LRD)

Raise funds against your rental income property, ensuring steady and reliable loan eligibility.

Overdraft Facility Against Property

Enjoy flexible withdrawals with an overdraft facility and pay interest only on the amount used.

Eligibility & Documents

Are You Eligible?

Opulence FinServ works with individuals and businesses across profiles to provide the best LAP solutions.

Eligibility Criteria

  • Indian resident aged 21–65 years
  • Salaried, self-employed, or business owners
  • Minimum income as per lender criteria
  • Property must be residential or commercial
  • Credit score of 650 or above recommended
  • Stable income and repayment history

Documents Required

  • Identity Proof — Aadhaar, PAN, Passport
  • Address Proof — Utility Bills, Aadhaar, etc.
  • Income Proof — Salary slips / ITR (2–3 years)
  • Bank Statements — Last 6–12 months
  • Property Documents — Title deed, agreement, NOC
  • Business Proof (if applicable)
  • Passport-size photographs